Sample Qlab-Certified Damage Report
This is what a homeowner receives after our free hurricane damage inspection: every damaged area photographed, measured, and explained in plain language. The example below is from a real inspection of a home in Navarre, Florida, after Hurricane Isaias. The owner's name and address are withheld, and a selection of the photos is shown.
Hurricane Damage Inspection: Single-Family Home in Navarre, FL
Storm damage to the roof, exterior trim, one interior ceiling, and the fence, documented on site on October 10, 2026.
- Property
- Single-family home, Navarre, FL (address withheld)
- Cause of loss
- Hurricane Isaias: wind and wind-driven rain
- Documentation
- 163 photographs, moisture and thermal readings
Summary of findings
- Roof: shingles and hip and ridge caps are missing, lifted, or displaced on multiple slopes, with at least one open gap in the roof covering. The roof is not watertight in its current condition.
- Exterior trim: the front gable has lost its metal rake trim, and a detached length of metal trim was found on the ground.
- Interior: elevated moisture in the ceiling of one room at two locations (readings of 46.0 and 91.0 against dry references of 19.7 and 11.7), supported by thermal imaging.
- Fence: multiple sections of the wood privacy fence are down, with posts broken at ground level; other sections lean.
Findings by area
| Area | Condition | Photos |
|---|---|---|
| A. Property and front elevation | Reference | 13 |
| B. Roof, viewed from the ground | Storm damage | 25 |
| C. Roof, walked: overview of all slopes | Storm damage | 34 |
| D. Roof, close-up details | Storm damage, open to water | 11 |
| E. Storm debris and gable trim | Storm damage | 9 |
| F. Interior: one room (ceiling) | Elevated moisture | 24 |
| G. Fence and gates | Storm damage | 47 |
The full report includes every photo, numbered and time-stamped, grouped under these seven areas.
Each Area Gets Its Own Section
Every section lists what was observed and shows the photos that support it. Here are four of them.
C Roof, walked Storm damage
- Missing shingle tabs (the darker rectangular areas) on several slopes, with the largest groups on the front slope and beside the hips and ridge.
- Hip and ridge cap shingles are missing or displaced where the hips meet the ridge, at more than one junction.
- An open gap in the roof covering at a hip junction, which is a direct path for rainwater.
- Damage is spread across the roof and is not limited to one slope.
E Storm debris Storm damage
- Shingle pieces from the roof were found on the ground and collected by the entry.
- A length of metal trim matching the front gable was found detached on the ground.
F Interior: one room (ceiling) Elevated moisture
- Elevated moisture was measured in the ceiling at two locations along the ceiling-to-wall line.
- Thermal imaging shows a cooler area on the ceiling at location 2, a pattern consistent with wet material.
- No ceiling collapse or sagging was visible. Wet drywall can stain or sag later if it is not dried.
| Mark | Location | Reading | Dry reference | Thermal image |
|---|---|---|---|---|
| #001 | Ceiling at the ceiling-to-wall line | 46.0 | 19.7 | 22.8 to 26.3 °C |
| #002 | Ceiling at the room corner | 91.0 | 11.7 | 19.9 to 25.2 °C, distinct cool area |
Readings are shown as displayed on a Protimeter Surveymaster moisture meter. The dry reference is a reading on the same ceiling away from the affected spot. A cooler area on a thermal image can indicate wet material, and was confirmed here with the meter. Each point is marked with tape so drying can be tracked against the same spot.
G Fence and gates Storm damage
- Wood privacy fence. Multiple sections are down in the yard, with posts broken at or near ground level and panels lying flat.
- Other sections are leaning or separated from their posts.
Cause of Damage
The damage documented in this report is consistent with hurricane-force wind and wind-driven rain from Hurricane Isaias, which struck the Northwest Florida coast on the night of October 9, 2026.
- Wind uplift on the roof: shingle tabs torn off, shingles unsealed and folded back, and cap shingles stripped from the hips and ridge. This pattern, spread over several slopes and concentrated at edges, hips, and the ridge, is typical of wind uplift.
- Wind on trim and fencing: metal rake trim pulled from the front gable, and fence posts snapped at ground level with panels laid flat.
- Water entry: the moisture found in the interior ceiling is consistent with rain entering through the storm-damaged roof covering. The exact entry point was not traced from the attic during this inspection.
- Fresh damage: the torn edges, exposed fasteners, and debris on the ground appear recent.
Recommended Next Steps
The report ends with a clear plan, in order.
- Protect the roof: cover the damaged slopes and open hip and ridge areas with an emergency tarp until the permanent repair
- Dry the ceiling and check the attic and insulation above it, then re-measure at the marked points until readings return to the dry reference
- Inspect the roof deck, insulation, and framing above the affected room for wet materials
- Secure loose trim, shingles, and downed fence sections
- Permanent repair of the roof, gable trim, and fence, with Qlab guiding you through that step
What Every Qlab-Certified Damage Report Includes
- A summary of findings on the first page
- Every photo taken during the inspection, numbered, time-stamped, and grouped by area
- Moisture meter and thermal imaging readings, with a dry reference for comparison
- The apparent cause of the damage, in plain language
- Recommended next steps, in order
- A signed certification by the inspector, and the scope and limits of the inspection
A report is a visual, non-invasive inspection of the areas that were accessible and safe to reach on the inspection date. Hidden or later-developing damage may exist. It is not a repair estimate or a roofing contractor's or engineer's evaluation.